Focus Inc. offers hope to those struggling with bad credit

WASHINGTON - Almost one in three Americans are living with a bad credit rating, and this, according to a visiting money matters maven, leaves them prey to routine rejection, exorbitant interest rates and exploitation. “We encourage people not to get involved with debt consolidators, or ‘quick fixers,' because basically there's nothing a credit fixer can do that you can't do for yourself," said Rob Anderson, president of Focus Inc., a company that sponsors a free self-help Web site — www.livingwithbadcredit.com — for the poor-credit group. Anderson was in Baltimore Monday on a promotional tour. His six-year-old Tampa, Fla., company matches “underserved" credit risks with qualified sub-prime marketplace options — without charging the applicants. “We basically tell people to help themselves.

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