New law will let you freeze your credit file

This is the first installment in a three-part MoneyLine series focusing on some changes that Rhode Islanders will face in the new year. Starting tomorrow, Rhode Island consumers will be able to place a "security freeze" on their credit files, a step that should help combat identity theft. It's the result of legislation that was approved by the General Assembly and signed into law by Governor Carcieri earlier this year. A key provision of that law kicks in tomorrow. Following are some highlights: -What's at Stake: This issue involves your credit file, also known as your credit report. It's the official record of your personal credit history. It includes information on your car loans, mortgage loans, credit card accounts and other items.

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